SHARIA COMPLIANT & SECURE

Ethical Banking for Your Future

Join AT-TAQWA Islamic Cooperative. Manage your savings, invest in Halal ventures, and access interest-free loans—all in one secure platform.

1k+

Active Members

0%

Interest (Riba)

100%

Sharia Compliant

24/7

Mobile Access

Licensed
Ethical
Community
Secure

Financial Freedom,
The Halal Way

Discover a range of financial products designed to grow your wealth while staying true to your values.

Target Savings

Plan and save for Hajj, Umrah, weddings, or education with automated goals and reminders.

  • Automated deposits
  • Multiple saving goals

Halal Investment

Put your money to work in vetted projects. Share profits based on the Mudarabah principle.

  • Ethical ventures
  • Transparent sharing

Qard Hasan

Need a hand? Access benevolent interest-free loans for personal or business needs.

  • No interest (Riba)
  • Flexible repayment

Welfare (Takaful)

A cooperative pool to protect members and their families during difficult times.

  • Mutual assistance
  • Debt protection

Virtual Accounts

Get your own dedicated account number to fund your wallet instantly via bank transfer.

  • Instant funding
  • Personal accounts

Pay with QR

Fast and secure payments to merchants using our "Pay with Attaqwa" QR system.

  • Zero contact
  • Trusted network

Start Your Ethical Journey

Joining AT-TAQWA is simple and transparent. Here's how you can get started today.

1

Create Account

Download the app and complete your profile in minutes.

2

Join Cooperative

Apply for membership and get verified by our team.

3

Fund Wallet

Add funds via your dedicated virtual account or card.

4

Grow Wealth

Start saving, investing, or access interest-free loans.

SHARIA GOVERNANCE

Built on Foundation of Trust & Integrity

At AT-TAQWA, we are committed to the highest standards of Islamic finance. Our operations are strictly supervised to ensure zero interest (Riba), avoidance of uncertainty (Gharar), and promotion of social justice.

Sharia Audit

Regular compliance audits by experts.

Profit Sharing

Fair distribution via Mudarabah.

Ethics First

Equity

OUR LEADERSHIP

Guided by Visionary Leaders

Our team is composed of dedicated professionals committed to ethical financial practices and community growth.

President

Kazeem Olabamiji

President

Treasurer

Aliyu Akeem Olaniyi

Treasurer

Chief Financial Secretary

AbdulAzeez Kadr Oladimeji

Chief Financial Secretary

Frequently Asked Questions

Is AT-TAQWA really interest-free?

Yes. All our financial products are designed based on Sharia principles, which strictly prohibit Riba (interest). We use Mudarabah (profit sharing) and Qard Hasan (benevolent loans).

How do you make profit if there's no interest?

We invest in Halal businesses and projects. The profits generated from these investments are shared between the cooperative and the members according to pre-agreed ratios.

Who can join the cooperative?

While we operate on Islamic principles, our ethical services are open to anyone who believes in fair, transparent, and interest-free financial systems.

Have more questions?

Our support team is ready to assist you with any inquiries about our services, membership, or Sharia compliance.

Your entire cooperative
in your pocket.

Join over 1,000 members enjoying seamless ethical banking. Available now on all platforms.

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