Join AT-TAQWA Islamic Cooperative. Manage your savings, invest in Halal ventures, and access interest-free loans—all in one secure platform.
1k+
Active Members
0%
Interest (Riba)
100%
Sharia Compliant
24/7
Mobile Access
Discover a range of financial products designed to grow your wealth while staying true to your values.
Plan and save for Hajj, Umrah, weddings, or education with automated goals and reminders.
Put your money to work in vetted projects. Share profits based on the Mudarabah principle.
Need a hand? Access benevolent interest-free loans for personal or business needs.
A cooperative pool to protect members and their families during difficult times.
Get your own dedicated account number to fund your wallet instantly via bank transfer.
Fast and secure payments to merchants using our "Pay with Attaqwa" QR system.
Joining AT-TAQWA is simple and transparent. Here's how you can get started today.
Download the app and complete your profile in minutes.
Apply for membership and get verified by our team.
Add funds via your dedicated virtual account or card.
Start saving, investing, or access interest-free loans.
Review the latest resolutions approved for the 2025/2026 financial year to stay informed about our cooperative's operations.
Overall Limits
Minimum
₦50,000
Maximum
₦3,000,000
New Member Loan Limits
₦50,000 – ₦1,000,000
12 Months
₦1,001,000 – ₦2,000,000
15 Months
₦2,001,000 – ₦3,000,000
18 Months
Financial Year: Muharram to Dhul-Hijja.
Admissions: New members admitted quarterly (3 times a year).
Meetings: Held every fifteen days in two batches.
Expansion: Distant membership and corporate bodies approved.
Uniformity: Implementation of a uniform program for all Arms.
Identity Card: Usage is compulsory for all members.
At AT-TAQWA, we are committed to the highest standards of Islamic finance. Our operations are strictly supervised to ensure zero interest (Riba), avoidance of uncertainty (Gharar), and promotion of social justice.
Regular compliance audits by experts.
Fair distribution via Mudarabah.
Our team is composed of dedicated professionals committed to ethical financial practices and community growth.
President
Treasurer
Chief Financial Secretary
Yes. All our financial products are designed based on Sharia principles, which strictly prohibit Riba (interest). We use Mudarabah (profit sharing) and Qard Hasan (benevolent loans).
We invest in Halal businesses and projects. The profits generated from these investments are shared between the cooperative and the members according to pre-agreed ratios.
While we operate on Islamic principles, our ethical services are open to anyone who believes in fair, transparent, and interest-free financial systems.
Our support team is ready to assist you with any inquiries about our services, membership, or Sharia compliance.
Join over 1,000 members enjoying seamless ethical banking. Available now on all platforms.
