Terms & Conditions

Welcome to ATTAQWA . By accessing our services, you agree to be bound by the following terms and conditions. Please read them carefully.

1. Membership Eligibility

To use our services, you must be a registered member of AT-TAQWA OSOGBO ISLAMIC CICU LTD. Membership is subject to approval and compliance with our internal bylaws and Sharia guidelines.

2. Sharia Compliance

You acknowledge that our services operate strictly on Islamic financial principles. This includes the prohibition of Riba (interest), Maisir (gambling), and Gharar (excessive uncertainty). By using our platform, you agree to these ethical constraints.

3. Account Security

You are responsible for maintaining the confidentiality of your account credentials. Any activity performed through your account is deemed to be your own. Notify us immediately if you suspect any unauthorized access.

4. Ethical Conduct

Members are expected to maintain the highest standards of integrity. Any fraudulent activity, misrepresentation, or attempt to circumvent our security systems will result in immediate termination of membership and potential legal action.

5. Service Availability

While we strive for 100% uptime, we do not guarantee that our digital services will always be available or uninterrupted. We reserve the right to perform maintenance or update features as needed.

6. Limitation of Liability

ATTAQWA shall not be liable for any indirect, incidental, or consequential damages arising out of the use or inability to use our services, except as required by law.

7. Amendments

We may update these terms from time to time. Your continued use of the platform after such changes constitutes acceptance of the new terms.