About Us

Our Identity

AT-TAQWA OSOGBO ISLAMIC CICU LTD (RC Number: 3449303) is a premier Islamic Cooperative Investment and Credit Union. We operate on the principles of Sharia, providing a viable alternative to conventional interest-based financial systems.

Our Mission

To empower our members through ethical financial solutions that promote economic growth, social welfare, and spiritual fulfillment. We strive to be the most trusted Islamic financial cooperative in the region.

What We Offer

• Interest-Free Savings: Safe and accessible accounts managed according to Islamic principles.
• Halal Investments: Opportunities to participate in profitable ventures through Mudarabah and Musharakah.
• Ethical Credit: Qard Hasan (benevolent loans) and Murabahah (cost-plus financing) for personal and business needs.
• Community Support: Takaful and welfare programs designed to assist members in times of need.

Sharia Governance

All our operations, products, and services are supervised by a dedicated Sharia Board to ensure strict compliance with Islamic jurisprudence. We are committed to transparency, justice, and the prohibition of Riba (interest).